314 Wisconsin Avenue,
Suite B,
Oceanside, CA 92054
map | driving directions

Welcome to Hot Spot Insurance 

Most people agree on what’s important to them when choosing an insurance company.  For most, name recognition is important and so is the ability to get a variety of policies from a single source.  For many, their choice is the result of a referral from a friend or business associate and price is almost always a consideration. 

At Hot Spot Insurance we believe you should understand all your options in order to choose policies that provide the coverage you need at rates you can afford because it makes no sense to pay for coverage you don’t need and the best insurance in the world does you no good if the premiums aren’t affordable. 

As an independent insurance agency we can provide insurance from a variety of underwriters so we can offer you the best coverage at the best price.

We’ve been providing insurance solutions tailored to meet our clients’ unique needs since 1993.  Let us tailor a package that’s right for you.  Call us at (760) 721-5050 or e-mail us to schedule your no-cost, no-obligation consultation today.

We also provide what we believe to be the best, most responsive customer service available in the Oceanside area.   We get to know our clients and structure their coverage to meet their unique needs including:

• Homeowners insurance
• Auto insurance
• Business insurance
• Watercraft insurance
• Renters insurance
• Motorcycle insurance

Obviously no one ever wants to have to file an insurance claim but you can rest assured that if and when you do, we’ll be available to help expedite the filing process so you can get on with your life.